Welcome to SumZero's Guest Page for Individual Investors

SumZero's investment ideas come directly from analysts and portfolio managers at mutual funds and hedge funds. Other investment publications typically showcase investment recommendations from financial journalists. For the sophisticated individual investor who believes in rigorous analysis, the difference could not be greater.

Every quarter SumZero will choose one investment write-up from its database which will be emailed to you. For select members, there may be an opportunity to gain access to the entire database of over 2,000 detailed recommendations.

Your information will not be sold to third-parties and you will receive no additional emails beyond the SumZero investment write-up each week and infrequent notifications of SumZero service updates.

SumZero is the leading global community for buyside investment professionals. The site has rapidly grown to 6264 elite hedge fund and mutual fund analysts/portfolio managers - almost every brand-name hedge fund and mutual fund is represented in SumZero's user base.

Important Note: if you currently work at an investment firm or have in the past, click here to apply to join SumZero's buyside community, where you can gain access to the site's entire Idea database, and network with other buyside professionals.

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Legal Waiver Disclaimer, Terms Of Use, Privacy Policy
Last updated April 20, 2010

SumZero, LLC provides an electronic publication (“Information”) to registered independent investors (“You,” “Your,” “Registrant”). The Information is provided by SumZero, LLC (“SumZero,” “We”) and its third party suppliers (collectively, "Information Providers").

SumZero may modify, add or delete portions of the terms of this Disclaimer, Terms and Conditions and Privacy Policy from time to time in its sole discretion. We will post the changes at the applicable link to the Disclaimer, Terms and Conditions Privacy Policy included with the Information. Your registration for the Information and continued receipt of Information from SumZero shall constitute acceptance of such modifications which shall be effective from and after the date of posting.

Before subscribing to the Information, all Registrants agree and fully understand that the stock market, other securities markets, and all financial forums contain implicit and explicit risks. That being stated, understood, and agreed upon, anyone who directly or indirectly uses the services, and/or products shall not hold SumZero or any of its affiliates liable to anyone for any loss, injury, or damage resulting from the usage of this website or any Information. All users of SumZero, whether member or visitor, agree that they alone bear complete responsibility for their own investment research and investment decisions, and that they will not hold SumZero or any of its affiliates liable for any decisions or outcomes from actions made by them or others based directly or indirectly upon the reliance of Information or any other material published by SumZero.

DISCLAIMER

Investment Risk: SumZero is not a registered investment advisor or broker-dealer, and is not licensed nor qualified to provide investment advice. In addition, there is no requirement that any of our Information Providers be registered investment advisors or broker-dealers. Nothing published by SumZero should be considered personalized investment advice or investment services by SumZero or the Information Providers. The Information is NOT a solicitation to BUY, SELL, or HOLD any securities mentioned. Furthermore the provided data should not be used as the sole basis for making any investment decision. The individual investors own due diligence is of the utmost importance and highly recommended. Never buy stocks based purely on our alerts, as even past performance is not necessarily indicative of future results. Neither SumZero nor any Information Provider guarantees any specific outcome or profit, as, among other things, the strategies or investments discussed may fluctuate in price or value and the investments or strategies mentioned on this website or in other Information may not be suitable for you. This material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned on this website or other Information. Before acting on Information, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment adviser. YOU SHOULD VERIFY ALL CLAIMS, DO YOUR OWN DUE DILIGENCE AND/OR SEEK YOUR OWN PROFESSIONAL ADVISOR AND CONSIDER THE INVESTMENT OBJECTIVES AND RISKS BEFORE INVESTING IN ANY SECURITIES MENTIONED. INVESTMENT DOES NOT GUARANTEE A POSITIVE RETURN AS STOCKS AND OTHER SECURITIES ARE SUBJECT TO MARKET RISKS, INCLUDING THE POTENTIAL LOSS OF PRINCIPAL. You specifically acknowledge that SumZero and its Information Providers will in no way be held liable for losses or gains arising out of any Information sent to you by SumZero, and you waive any such claims on your own behalf and on behalf of your successors, heirs and representatives.

Disclosure of Ownership: From time to time, SumZero, its affiliates, directors, officers or employees and/or any or all of Information Providers and/or their affiliates may or may not hold positions in one or more of the securities in the Information and may trade at any time, without notification to you, based on the information they are providing and will not necessarily disclose this information to subscribers, nor the time the positions in the securities were acquired.They may also liquidate shares (or other securities) in profiled companies at any time without notice and at will. Such liquidation may have a negative impact on the securities being liquidated. Although typically ideas are provided by Information Providers which are pursuing the investment ideas discussed, there can be no assurances that (i) such Information Providers goals, objectives, investment portfolio or strategies are consistent with your own investment objectives and (ii) that the Information Providers have are continuing to pursue such strategy, or that changes have occurred which would change the analysis contained in any report.

Information Source: SumZero is not responsible for monitoring information provided by its Information Providers and sent to you. It is each Information Provider’s responsibility to make sure that any information is either immaterial or publicly available. Additionally, it is each Information Provider’s responsibility to make sure that any information is not in violation of any securities laws or other laws. You specifically acknowledge that SumZero will in no way be held liable for any potential or actual violations of United States laws, including without limitation any securities laws, based on Information sent to you by SumZero. We encourage our readers to invest carefully and read the investor information available at the web sites of the Securities and Exchange Commission (”SEC”) at http://www.sec.gov and/or the National Association of Securities Dealers (”NASD”) at http://www.nasd.com. The NASD has published information on how to invest carefully at its website. We also strongly recommend that you read the SEC advisory to investors concerning Internet Stock Fraud, which can be found at http://www.sec.gov/consumer/cyberfr.htm. Readers can review all public filings by companies at the SEC’s EDGAR site at http://www.sec.gov/edgar.shtml. We encourage you to invest carefully and read investment information available at the websites of the SEC at http://www.sec.gov and FINRA at http://www.finra.org.

Forward Looking Statements: Statements included within any Information that are not historical in nature constitute forward-looking statements for the purposes of the safe harbor provided by the Private Securities Litigation Reform Act of 1995. Investors are cautioned that any information on this contains certain such forward-looking statements that involve substantial risks and uncertainties. When used, the words “anticipate,” “believe,” “estimate,” “expect,” and similar expressions as they relate to a company or its management, or any Information Provider, are intended to identify such forward-looking statements. Actual results, performance or achievements could differ materially from the results expressed in, or implied by, these forward looking statements. Further management discussion of risks and uncertainties can be found in the applicable company’s quarterly filing with the Securities Exchange Commission and other periodic filings.


TERMS OF USE

Copyright and Trademark: The Information is protected by the Copyright Laws of the United States and may not be copied, reproduced, sold, published, modified or exploited in any way without the express written consent of the owner. The trademark SumZero and the logo are trademarks of SumZero.

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PRIVACY POLICY

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Disclosure to Third Parties: We also may disclose your personal information as required by applicable law and may perform disclosures that are necessary or advisable to: (a) protect our rights, safety or property; (b) enforce the Terms and Conditions; (c) respond to your requests for customer service; (d) to comply with legal process; or (d) to comply with or as permitted by applicable laws and regulations. We reserve the right to transfer any and all information we collect from Site users to an affiliate, as well as to a third party in the event of any reorganization, merger, sale, joint venture, assignment, transfer, or disposition of all or any portion of our business, assets, or stock (including without limitation in connection with bankruptcy or any similar proceedings) with or to such third party.

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Miscellaneous: If any provision of these Terms and Conditions is held invalid, the remainder of these Terms and Conditions shall continue in full force and effect. If any provision of these Terms and Conditions shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms and Conditions and shall not affect the validity and enforceability of any remaining provisions. I have read and accepted SumZero's legal waiver.